How Many Of Ya'll Got Medical And Dental Insurance? - Sitcoms Online Message Boards

isiahthomas · 10-29-2011, 04:39 PM

I know there's a lot of people who don't have medical and dental insurance especially blacks. I have medical insurance through my fulltime job. I'm lucky that i don't get sick often. I think i have good health because i don't drink alcohol and i don't smoke cigarettes. My eating habits is kinda bad but most people have bad eating habits because meat is hard to avoid for most people. I don't eat meat often but i know a lot of people eat meat often and not enough fruits and vegetables. Blacks have a history of eating a lot of meat and that's why so many of them die from diabetes and other things that come from eating meat that's fried like chicken, hamburgers, steak, pork chops, sausage, bacon. I don't have dental insurance and i'm gonna get some in a few months because i need a root canal because my teeth has been bothering me off and on. I take pills sometimes for the pain and the pain goes away. Dental work is very expensive if you don't have dental insurance.

Brad Russ · 10-29-2011, 04:40 PM

i do, i'm on medicaid and medicare. Three years ago the dental care became limited though, and so i can only go for an emergency, gum disease, etc. No more bi-annual cleanings, but i take good care of my teeth, so i don't miss it much.

isiahthomas · 10-29-2011, 04:48 PM

I'm gonna start brushing my teeth twice a day. One of my teeth is black and my teeth are yellow and i was surprised to see that because i brush my teeth everyday. I haven't had my teeth cleaned since i was a teenager. When i get my dental insurance, i'm gonna get my teeth cleaned and get a root canal.

treky · 10-29-2011, 09:53 PM

I have medicare.

dakert · 10-29-2011, 10:28 PM

I have medical but there is a 1,250 deductible--so that blows. I went for a stress test and they said I was fine, please pay 750.00

Dental insurance is too expensive so I just brush, floss and stimudent my teeth daily and my check-ups are very good. Instead of every 6 months I make it 7 or 8.

Coffeecup · 10-30-2011, 11:21 AM

I have never had dental insurance in my life. I just pay what they ask for. Fortunately only have cleanings, x rays and a few fillings done. I do have health insurance. I do take expensive pills and pay for those out of pocket.

Schmoopie · 10-31-2011, 04:59 AM

I have medical, dental and vision although I've only had one eye exam in my life. But I did get some glasses that reduce the glare (or are supposed to) in my office and the insurance covered quite a bit of the payments.

Coffeecup · 10-31-2011, 09:46 AM

I love the pumpkins and halloween colors today. Nice job board maker.

sunshinefizzy · 10-31-2011, 04:16 PM

I have medical but no dental.

isiahthomas · 11-05-2011, 01:25 PM

Dakert, what's a deductible? How does that work with your medical insurance? $750 is a lot of money to be paying for a stress test. I'm gonna get some dental insurance next month.

Myles · 11-05-2011, 07:37 PM

I have medical, dental and vision coverage. I pay quite a bit for it too since I'm only working part-time now. Full-time student in grad school.

ZeldaGilroy · 11-06-2011, 11:18 AM

I have medical through Blue Cross and Blue Shield and dental through Delta Dental. They are paid by the school district where I work (and I am lucky to have it, I know.) The deductibles are sort of high though. The board also pays for prescriptions with a $25 co-pay, but for some reason all the pharmacies have decided not to work with them anymore (lots a legal mumbo-jumbo) and so I am having a hard time finding a place to get prescriptions filled. I have vision insurance through the State of Kansas (since I am a public employee) and I pay for that myself, but it is very good and I haven't paid for an eye exam or glasses in 10 years!

dakert · 11-06-2011, 12:46 PM

A deductible is what YOU have to pay before the insurance company pays. My deductible is 1,250.00 so if I get a doctor bill of 3,000.00 the insurance company would pay 1,750.00

I also noticed that if a prescription is costs too much it isnt covered.

I am considering going back to my original health care plan--An Apple A Day

Quote:

Originally Posted by isiahthomas

Dakert, what's a deductible? How does that work with your medical insurance? $750 is a lot of money to be paying for a stress test. I'm gonna get some dental insurance next month.

Coffeecup · 11-07-2011, 11:58 AM

Stress test $750.00. How would you like to pay $500.00 for a 7 mile ambulance ride. For a 25 mile it is $1200.00. All it is is a taxi ride. I had very little done while in the vehicle. My gripe with the medical many times is when I see my doctor I leave dissatisfied. All they do is the basics, blood pressure, oxogen level, pulse, maybe check your lungs, and out the door you go for a fee of $225.00. In and out in 15 minutes.

10-29-2011, 04:39 PM	#1
isiahthomas Member Forum Fanatic Join Date: Aug 20, 2002 Location: Cleveland, Ohio Posts: 10,704	How Many Of Ya'll Got Medical And Dental Insurance? I know there's a lot of people who don't have medical and dental insurance especially blacks. I have medical insurance through my fulltime job. I'm lucky that i don't get sick often. I think i have good health because i don't drink alcohol and i don't smoke cigarettes. My eating habits is kinda bad but most people have bad eating habits because meat is hard to avoid for most people. I don't eat meat often but i know a lot of people eat meat often and not enough fruits and vegetables. Blacks have a history of eating a lot of meat and that's why so many of them die from diabetes and other things that come from eating meat that's fried like chicken, hamburgers, steak, pork chops, sausage, bacon. I don't have dental insurance and i'm gonna get some in a few months because i need a root canal because my teeth has been bothering me off and on. I take pills sometimes for the pain and the pain goes away. Dental work is very expensive if you don't have dental insurance.

10-29-2011, 04:40 PM	#2
Brad Russ Member Forum Fanatic Join Date: Feb 17, 2002 Location: Portland, Oregon Posts: 10,085	i do, i'm on medicaid and medicare. Three years ago the dental care became limited though, and so i can only go for an emergency, gum disease, etc. No more bi-annual cleanings, but i take good care of my teeth, so i don't miss it much.
	__________________ St. John 15:13 - Greater love hath no man than this, that a man lay down his life for his friends." Currently my favorite song.

10-29-2011, 09:53 PM	#4
treky star trek fan Eternal Member Forum Fanatic Join Date: Feb 25, 2002 Location: Conshohocken, pennsylvania Posts: 14,490	I have medicare.
	__________________ the Clampetts are in a fancy Beverly Hills jewelry store. Granny points to a tray of rubies. Granny: "How much fer one o' them red diamonds?" clerk: "Madam, those are rubies." Granny: "OK ask her kin we buy one offa her." clerk: " The ruby I am talking about is not a lady." Granny: "Lissen, how she got them diamonds is her business. I'm just sayin' ask her kin we buy one from her."

10-31-2011, 04:59 AM	#7
Schmoopie Keep Calm and Love Snoopy Forum Star Join Date: Jul 13, 2008 Location: Lynnwood, Washington Posts: 15,697	I have medical, dental and vision although I've only had one eye exam in my life. But I did get some glasses that reduce the glare (or are supposed to) in my office and the insurance covered quite a bit of the payments.
	__________________ In memory of my wonderful husband. I love and miss you more than words can say, but I will always and forever keep you in my heart. September 23, 1961-January 14, 2019

11-05-2011, 07:37 PM	#11
Myles Shades of Green Frequent Poster Join Date: Jan 21, 2005 Location: Michigan Posts: 239	I have medical, dental and vision coverage. I pay quite a bit for it too since I'm only working part-time now. Full-time student in grad school.
	__________________ Brave Dreams That Are Kindled From Ashes

10-29-2011, 04:48 PM	#3
isiahthomas Member Forum Fanatic Join Date: Aug 20, 2002 Location: Cleveland, Ohio Posts: 10,704	I'm gonna start brushing my teeth twice a day. One of my teeth is black and my teeth are yellow and i was surprised to see that because i brush my teeth everyday. I haven't had my teeth cleaned since i was a teenager. When i get my dental insurance, i'm gonna get my teeth cleaned and get a root canal.

10-29-2011, 10:28 PM	#5
dakert Member Forum 3000 Club Member Join Date: May 10, 2007 Location: Altoona PA Posts: 3,411	I have medical but there is a 1,250 deductible--so that blows. I went for a stress test and they said I was fine, please pay 750.00 Dental insurance is too expensive so I just brush, floss and stimudent my teeth daily and my check-ups are very good. Instead of every 6 months I make it 7 or 8.

10-30-2011, 11:21 AM	#6
Coffeecup coffeecup. Forum 3000 Club Member Join Date: Jan 17, 2003 Location: snoozeville Posts: 3,193	I have never had dental insurance in my life. I just pay what they ask for. Fortunately only have cleanings, x rays and a few fillings done. I do have health insurance. I do take expensive pills and pay for those out of pocket.

10-31-2011, 09:46 AM	#8
Coffeecup coffeecup. Forum 3000 Club Member Join Date: Jan 17, 2003 Location: snoozeville Posts: 3,193	I love the pumpkins and halloween colors today. Nice job board maker.

10-31-2011, 04:16 PM	#9
sunshinefizzy Member Senior Member Join Date: Sep 27, 2006 Location: Craptown Posts: 2,054	I have medical but no dental.

11-05-2011, 01:25 PM	#10
isiahthomas Member Forum Fanatic Join Date: Aug 20, 2002 Location: Cleveland, Ohio Posts: 10,704	Dakert, what's a deductible? How does that work with your medical insurance? $750 is a lot of money to be paying for a stress test. I'm gonna get some dental insurance next month.

11-06-2011, 11:18 AM	#12
ZeldaGilroy Dobie and Zelda Forever!!! Forum 4000 Club Member Join Date: Nov 14, 2000 Location: I don't know...I'm probably lost! Posts: 4,144	I have medical through Blue Cross and Blue Shield and dental through Delta Dental. They are paid by the school district where I work (and I am lucky to have it, I know.) The deductibles are sort of high though. The board also pays for prescriptions with a $25 co-pay, but for some reason all the pharmacies have decided not to work with them anymore (lots a legal mumbo-jumbo) and so I am having a hard time finding a place to get prescriptions filled. I have vision insurance through the State of Kansas (since I am a public employee) and I pay for that myself, but it is very good and I haven't paid for an eye exam or glasses in 10 years!
	__________________ *Formerly FactsFan* "I always carry a spare wedding ring. A single girl never knows when lightning may strike." ~Zelda Gilroy

11-07-2011, 11:58 AM	#14
Coffeecup coffeecup. Forum 3000 Club Member Join Date: Jan 17, 2003 Location: snoozeville Posts: 3,193	Stress test $750.00. How would you like to pay $500.00 for a 7 mile ambulance ride. For a 25 mile it is $1200.00. All it is is a taxi ride. I had very little done while in the vehicle. My gripe with the medical many times is when I see my doctor I leave dissatisfied. All they do is the basics, blood pressure, oxogen level, pulse, maybe check your lungs, and out the door you go for a fee of $225.00. In and out in 15 minutes.