Question: Check cashers, do you cash 'future" checks?

[Janice Johnson]

After my friend "Mark" told me that he had trouble cashing "future" checks, I decided to start a thread about cashing "future" checks. Future checks=postdated checks. Are any of you check cashers allowed to cash checks for dates that haven't occured yet?

[Ireneparalegal]

It is up to each establishment, but normally no one will cash a post-dated check unless the person knows you very well.

Are you still with that loser??????

[Janice Johnson]

Originally Posted by Ireneparalegal

It is up to each establishment, but normally no one will cash a post-dated check unless the person knows you very well.

Are you still with that loser??????

I asked for a check cashier to answer this question, Irene, and you are not one. (don't get mad, irene, I've always wanted to use that snob smilie! )

[Crimson and Clover]

my bank used to but they arent allowed to anymore.

[Chelsea]

Most businesses are no longer allowed to accept postdated (aka "Future") checks as a standard rule, as many times these checks ultimately bounce, and by that point the buyer already has the merchandise.

And Janice, you *really* need to break away from this "Mark" character. He sounds like bad news.

[Ireneparalegal]

Originally Posted by Janice Johnson

I asked for a check cashier to answer this question, Irene, and you are not one. (don't get mad, irene, I've always wanted to use that snob smilie! )

I was a cashier for many years, which is why I answered your question.

[mc_light1202]

I used to work at a bank and we did not accept postdated checks under any circumstance. What if the person didn't have the money on that day? That's would be fair.

[Janice Johnson]

Originally Posted by mc_light1202

I used to work at a bank and we did not accept postdated checks under any circumstance. What if the person didn't have the money on that day? That's would be fair.

Well, maybe you would cash it if it were your own bank name. Like say, you work at a Washington Mutual bank, and the name on the check said, 'Washington Mutual Bank."

[Chelsea]

Originally Posted by Janice Johnson

Well, maybe you would cash it if it were your own bank name. Like say, you work at a Washington Mutual bank, and the name on the check said, 'Washington Mutual Bank."

If you notice, they said that their bank didn't cash those kinds of checks, and I quote, under any circumstances

[mc_light1202]

Originally Posted by Janice Johnson

Well, maybe you would cash it if it were your own bank name. Like say, you work at a Washington Mutual bank, and the name on the check said, 'Washington Mutual Bank."

According to the policy, we're not supposed to do it period, but for customers we know, we are flexible. For example, monday through thursday there is a cut off time at 4, so any banking done after that wouldn't post or come out of your account for two days. We aren't supposed to cash postdated checks, but if it's after 4pm. it won't show up for two days anyways, and like you said, it would only be for checks drawn upon our bank.

[Dude111]

Ussually if someone puts a future date on a cheque its because they dont have the funds in thier acct right then!

Its not good to cash it!!

I have gotton some future date ones and I knew better not to