Is there anything wrong with a Husband and Wife having seperate bank accounts? - Sitcoms Online Message Boards

TVFactFan · 05-21-2007, 07:16 PM

I was watching the View today and Rosie mentioned she has a joint account along with Elisabeth, but Joy and Barbara said they had seperate accounts. So just wondering what do you all think?

I would prefer having my own account if I was married, wouldn't matter to me if she had her own account

Ireneparalegal · 05-21-2007, 07:21 PM

I have my own separate personal and business accts. My boyfriend has his own personal savings, checkings and trust accts. No problems here.

AB · 05-21-2007, 07:30 PM

I had my own bank account when we got married so I decided to keep it. My husband had an account at a different bank, so he kept his. It works out fine for us.

Liza · 05-21-2007, 07:35 PM

Well, I've seen both sides of it. For most married couples having a joint account works out fine.

BUT

If there is one partner that is just not as reliable with money, he/she can not only get into trouble, they can really get both of you in trouble. We had a guy that was a regular customer, good credit, blah blah... well his wife had some kind of breakdown and started stealing checks and bouncing items all over the place. Because they had a joint account, we had to report both of them to chexsystems, making it very difficult for either of them to ever open another bank account anywhere, or get approved for a loan.

It's safer to have 2 accounts, because if (God forbid) someone screws something up or their credit gets really bad, then at least you have the other one and you don't have both partners with bad credit.

There's your banker's thought for the day

Brieannas21 · 05-21-2007, 07:58 PM

I have my own account my husband doesn't, he's just lazy I think. And we have a joint account. But I manage the money so it really doesn't matter.

TVFactFan · 05-21-2007, 07:59 PM

Quote:

Originally Posted by Brieannas21

I have my own account my husband doesn't, he's just lazy I think. And we have a joint account. But I manage the money so it really doesn't matter.

So you know how to make the numbers look right?-lol

Brieannas21 · 05-21-2007, 08:01 PM

Quote:

Originally Posted by TheAnalyzer

So you know how to make the numbers look right?-lol

That's what I do for a living, it's just my thang.

TVFactFan · 05-21-2007, 08:02 PM

Quote:

Originally Posted by Brieannas21

That's what I do for a living, it's just my thang.

Me too, It's all about the NUMBERS!!!!!-lol If the numbers ain't looking right, I'm not right

MonarC · 05-21-2007, 08:28 PM

Quote:

Originally Posted by TheAnalyzer

I was watching the View today

You were watching The View.

Ok that's just funny.

My hubby and I have a joint account. It works great for us.

Ireneparalegal · 05-21-2007, 08:36 PM

Quote:

Originally Posted by MonarC

You were watching The View.

Ok that's just funny.

My hubby and I have a joint account. It works great for us.

He always watches the View.

Courtnee · 05-21-2007, 09:41 PM

I think that's pretty dang smart. I don't want my husband ****ing up our money.

dawsongirl · 05-21-2007, 09:41 PM

I think it's fine. I'd prefer that my husband NOT be able to touch my money. I don't trust anyone not to go buy something I think is stupid or frivolous. Aren't I nice? lol

If I had a joint account, I'd want total control over it.

Yooch · 05-21-2007, 09:50 PM

I think it's fine, as long as both spouses agree to it.

Jonathan · 05-21-2007, 09:56 PM

Edit.

Janice · 05-21-2007, 10:46 PM

I handle all our money. My husband is a terrific guy, but he's totally irresponsible with money. We almost ended up in divorce court twice over it. Once, back in 1996, when I found out he had maxed out his credit cards out to about a zillion dollars. He treated them like Monopoly money. Like Liza said, it affected me too, and I've always been very responsible with money.

We worked through it, and he regained my trust...until 2004 when I found out he was lending money to everyone and their mother. He's a sucker for a sob story, with relatives mostly.

Today, he has no credit cards and no bank accounts, and he NEVER will again. He gets a generous allowance and anything else he wants. All he has to do is ask. He uses my debit card if he goes shopping online or in stores. He's not denied anything, except the ability to give our money away to other people.

We're both enrolled in a program that monitors for identity theft, and we get our credit reports mailed to us every six months. I look at them very closely, lol. I told him that you reap what you sow. He earned this. He couldn't get a library card now.

05-21-2007, 07:16 PM	#1
TVFactFan Member Forum Junkie Join Date: Aug 17, 2002 Posts: 99,099	Is there anything wrong with a Husband and Wife having seperate bank accounts? I was watching the View today and Rosie mentioned she has a joint account along with Elisabeth, but Joy and Barbara said they had seperate accounts. So just wondering what do you all think? I would prefer having my own account if I was married, wouldn't matter to me if she had her own account

05-21-2007, 07:21 PM	#2
Ireneparalegal LEGAL SPICE ;) Forum Legend Join Date: Jul 25, 2005 Location: OXNARD, CA - WHERE THE DALLAS COWBOYS TRAIN & PRACTICE Posts: 38,691	I have my own separate personal and business accts. My boyfriend has his own personal savings, checkings and trust accts. No problems here.
	__________________ DALLAS COWBOYS ARE HERE AT TRAINING CAMP!!!

05-21-2007, 09:41 PM	#11
Courtnee MAN VS SAMMICH. Forum Star Join Date: Mar 23, 2005 Location: Louisiana Posts: 16,413	I think that's pretty dang smart. I don't want my husband ****ing up our money.
	__________________ Whether I'm the rose of sheer perfection A freckle on the nose of life's complexion The Cinderella or the shine apple of its eye I gotta fly once, I gotta try once, Only can die once, right, sir? Ooh, life is juicy, juicy and you see, I gotta have my bite, sir. Get ready for me love, 'cause I'm a "comer" I simply gotta march, my heart's a drummer Don't bring around the cloud to rain on my parade

05-21-2007, 09:50 PM	#13
Yooch Member Forum 3000 Club Member Join Date: Apr 07, 2006 Location: California Posts: 3,180	I think it's fine, as long as both spouses agree to it.
	__________________ "The true meaning of America, you ask? It's in a Texas rodeo, in a policeman's badge, in the sound of laughing children, in a political rally, in a newspaper...In all these things and many more, you'll find freedom. And freedom is what America means to the world. And to me." --Audie Leon Murphy June 20, 1924-- May 28, 1971

05-21-2007, 09:56 PM	#14
Jonathan ***** Senior Member** Join Date: Aug 28, 2004 Posts: 2,304	Edit.
	Last edited by Jonathan; 06-04-2009 at 04:45 PM.

05-21-2007, 07:30 PM	#3
AB Member Eternal Member Forum Icon Join Date: Dec 26, 2006 Location: The South Posts: 59,428	I had my own bank account when we got married so I decided to keep it. My husband had an account at a different bank, so he kept his. It works out fine for us.

05-21-2007, 07:35 PM	#4
Liza BestYearsofOurLives Forum Veteran Join Date: Apr 24, 2001 Location: Rochester, NY Posts: 6,537	Well, I've seen both sides of it. For most married couples having a joint account works out fine. BUT If there is one partner that is just not as reliable with money, he/she can not only get into trouble, they can really get both of you in trouble. We had a guy that was a regular customer, good credit, blah blah... well his wife had some kind of breakdown and started stealing checks and bouncing items all over the place. Because they had a joint account, we had to report both of them to chexsystems, making it very difficult for either of them to ever open another bank account anywhere, or get approved for a loan. It's safer to have 2 accounts, because if (God forbid) someone screws something up or their credit gets really bad, then at least you have the other one and you don't have both partners with bad credit. There's your banker's thought for the day

05-21-2007, 07:58 PM	#5
Brieannas21 Member Forum Fanatic Join Date: Apr 05, 2004 Location: Texas Posts: 9,792	I have my own account my husband doesn't, he's just lazy I think. And we have a joint account. But I manage the money so it really doesn't matter.

05-21-2007, 09:41 PM	#12
dawsongirl Member Forum Icon Join Date: Jan 04, 2001 Posts: 53,140	I think it's fine. I'd prefer that my husband NOT be able to touch my money. I don't trust anyone not to go buy something I think is stupid or frivolous. Aren't I nice? lol If I had a joint account, I'd want total control over it.

05-21-2007, 10:46 PM	#15
Janice Retired Admin - Hollywood Swingin' Forum Legend Join Date: Aug 03, 2001 Location: Beantown Posts: 36,388	I handle all our money. My husband is a terrific guy, but he's totally irresponsible with money. We almost ended up in divorce court twice over it. Once, back in 1996, when I found out he had maxed out his credit cards out to about a zillion dollars. He treated them like Monopoly money. Like Liza said, it affected me too, and I've always been very responsible with money. We worked through it, and he regained my trust...until 2004 when I found out he was lending money to everyone and their mother. He's a sucker for a sob story, with relatives mostly. Today, he has no credit cards and no bank accounts, and he NEVER will again. He gets a generous allowance and anything else he wants. All he has to do is ask. He uses my debit card if he goes shopping online or in stores. He's not denied anything, except the ability to give our money away to other people. We're both enrolled in a program that monitors for identity theft, and we get our credit reports mailed to us every six months. I look at them very closely, lol. I told him that you reap what you sow. He earned this. He couldn't get a library card now.