Your Budget? - Sitcoms Online Message Boards

Janice · 04-28-2007, 03:44 PM

Do you run a household budget? Years ago, when both my husband and I were working full-time and making serious money, I didn't run a budget. I just paid bills as they came in and put a certain amount into savings. The rest I just spent like a drunken sailor, lol.

These days, our financial picture has changed, and although we live comfortably, for the first time in my life. I have to stick to a budget. I have it on a spreadsheet, and I've become a budget wizard.

Do you budget your money, write it down, etc.? If you're married or living with someone, who handles the budget?

Courtnee · 04-28-2007, 04:10 PM

My dad handles the money in our house because he's, like, a math whiz.

Kazza · 04-28-2007, 04:50 PM

I have always handled the budget in the house and stick with it. I learned my lesson the hard way.

Brad Russ · 04-28-2007, 06:14 PM

I've been trying to budget and save up my money for 4 years now, but unfortunately, with all the money troubles my household has been having, that's been nearly impossible to do. I was able to save up over $1,000 at one point a few years ago when I was saving for my own place, but once everyone found out about it, it was gone within a few weeks. Right now I'm actually in debt for the first time in my life, owing $480.00 to my brother and sister in law, who were nice enough to lend me some spending money, and airfare for my trip to Detroit last month. It'll take me a couple months to pay that off. Hopefully the financial situation here will get better soon, and I'll be able to save money, and have more of a budget, but right now I just can't see that happening anytime soon.

MonarC · 04-28-2007, 06:41 PM

I do the bills and my hubby and I decide together what we can and can't afford to buy. Im a stay at home mom now so money is not as abundant as it was before but it's totally worth it to be at home with my baby boy.

AB · 04-28-2007, 06:58 PM

We try to stick to a budget but something always happens, like having to put new brakes on my car when the old ones went out on me and having to get a new washing machine, the old one lasted a really long time but the motor burned out on it. I mean its always something that cuts into your savings or else you have to put it on a credit card. I guess thats life though.

TVFactFan · 04-28-2007, 07:04 PM

Quote:

Originally Posted by Janice

Do you run a household budget? Years ago, when both my husband and I were working full-time and making serious money, I didn't run a budget. I just paid bills as they came in and put a certain amount into savings. The rest I just spent like a drunken sailor, lol.

These days, our financial picture has changed, and although we live comfortably, for the first time in my life. I have to stick to a budget. I have it on a spreadsheet, and I've become a budget wizard.

Do you budget your money, write it down, etc.? If you're married or living with someone, who handles the budget?

I have a Entertainment Budget and LunchMoney/Eating out Budget. I don't have a Budget for clothes, i just usually buy clothes after Entertainment

TVFactFan · 04-28-2007, 07:06 PM

Quote:

Originally Posted by Little Mel

I've been trying to budget and save up my money for 4 years now, but unfortunately, with all the money troubles my household has been having, that's been nearly impossible to do. I was able to save up over $1,000 at one point a few years ago when I was saving for my own place, but once everyone found out about it, it was gone within a few weeks. Right now I'm actually in debt for the first time in my life, owing $480.00 to my brother and sister in law, who were nice enough to lend me some spending money, and airfare for my trip to Detroit last month. It'll take me a couple months to pay that off. Hopefully the financial situation here will get better soon, and I'll be able to save money, and have more of a budget, but right now I just can't see that happening anytime soon.

What do you mean when your Family found out about the $1000 it was gone in a few Weeks?-lol

Brad Russ · 04-28-2007, 07:12 PM

Quote:

Originally Posted by TheAnalyzer

What do you mean when your Family found out about the $1000 it was gone in a few Weeks?-lol

They started asking me if they could borrow some every other day, and being that it was my family, and they needed it, of course I couldn't say no. Would have been nice to have that money as a little nest egg, but hey, family's got to come first.

TVFactFan · 04-28-2007, 07:14 PM

Quote:

Originally Posted by Little Mel

They started asking me if they could borrow some every other day, and being that it was my family, and they needed it, of course I couldn't say no. Would have been nice to have that money as a little nest egg, but hey, family's got to come first.

I have $2476 in the bank now and my goal is to have $10,000 in the bank this time next year and believe not one family member will know about it-lol

Brad Russ · 04-28-2007, 07:19 PM

Quote:

Originally Posted by TheAnalyzer

I have $2476 in the bank now and my goal is to have $10,000 in the bank this time next year and believe not one family member will know about it-lol

That's cool!! I hope that works out for you better than it did for me.

Courtnee · 04-28-2007, 07:47 PM

Quote:

Originally Posted by Little Mel

I've been trying to budget and save up my money for 4 years now, but unfortunately, with all the money troubles my household has been having, that's been nearly impossible to do. I was able to save up over $1,000 at one point a few years ago when I was saving for my own place, but once everyone found out about it, it was gone within a few weeks. Right now I'm actually in debt for the first time in my life, owing $480.00 to my brother and sister in law, who were nice enough to lend me some spending money, and airfare for my trip to Detroit last month. It'll take me a couple months to pay that off. Hopefully the financial situation here will get better soon, and I'll be able to save money, and have more of a budget, but right now I just can't see that happening anytime soon.

Whenever I'm trying to save money, and I'm tempted to buy something, I just don't buy it and put the money that I would have spent in a jar.

This works.

Brad Russ · 04-28-2007, 08:01 PM

Quote:

Originally Posted by Courtnee

Whenever I'm trying to save money, and I'm tempted to buy something, I just don't buy it and put the money that I would have spent in a jar.

This works.

Fortunately for me, I've never been much of a shop-aholic, so being tempted to spend money has never been a huge issue with me. For me, it's mostly a matter of a feeling of obligation, rather than of temptation, (Did that last line make anyone else think of Jesse Jackson??)

as most of my money goes to helping out with bills, and things like that. When I don't have the burden of having to pay more than my share of the bills each month, I'm actually really good at saving money.

Courtnee · 04-28-2007, 08:03 PM

Quote:

Originally Posted by Little Mel

Fortunately for me, I've never been much of a shop-aholic, so being tempted to spend money has never been a huge issue with me. For me, it's mostly a matter of a feeling of obligation, rather than of temptation, (Did that last line make anyone else think of Jesse Jackson??

) as most of my money goes to helping out with bills, and things like that. I've actually always been really good at saving money when I don't have the burden of having to pay more than my share of the bills each month.

That's good. I'm not really a shop-a-holic, I just sometimes see things that are so WACK that I have to have them. Most of the time it's stupid stuff.

Brad Russ · 04-28-2007, 08:07 PM

Quote:

Originally Posted by Courtnee

That's good. I'm not really a shop-a-holic, I just sometimes see things that are so WACK that I have to have them. Most of the time it's stupid stuff.

I can definitely understand that. Even though I'm not much of a shop-aholic, I still do get tempted to buy stuff from time to time. Especially if I go to garage sales, or Flea Markets. Those have always been my biggest shopping weaknesses.

04-28-2007, 03:44 PM	#1
Janice Retired Admin - Hollywood Swingin' Forum Legend Join Date: Aug 03, 2001 Location: Beantown Posts: 36,388	Your Budget? Do you run a household budget? Years ago, when both my husband and I were working full-time and making serious money, I didn't run a budget. I just paid bills as they came in and put a certain amount into savings. The rest I just spent like a drunken sailor, lol. These days, our financial picture has changed, and although we live comfortably, for the first time in my life. I have to stick to a budget. I have it on a spreadsheet, and I've become a budget wizard. Do you budget your money, write it down, etc.? If you're married or living with someone, who handles the budget?

04-28-2007, 04:10 PM	#2
Courtnee MAN VS SAMMICH. Forum Star Join Date: Mar 23, 2005 Location: Louisiana Posts: 16,413	My dad handles the money in our house because he's, like, a math whiz.
	__________________ Whether I'm the rose of sheer perfection A freckle on the nose of life's complexion The Cinderella or the shine apple of its eye I gotta fly once, I gotta try once, Only can die once, right, sir? Ooh, life is juicy, juicy and you see, I gotta have my bite, sir. Get ready for me love, 'cause I'm a "comer" I simply gotta march, my heart's a drummer Don't bring around the cloud to rain on my parade

04-28-2007, 06:14 PM	#4
Brad Russ Member Forum Fanatic Join Date: Feb 17, 2002 Location: Portland, Oregon Posts: 10,085	I've been trying to budget and save up my money for 4 years now, but unfortunately, with all the money troubles my household has been having, that's been nearly impossible to do. I was able to save up over $1,000 at one point a few years ago when I was saving for my own place, but once everyone found out about it, it was gone within a few weeks. Right now I'm actually in debt for the first time in my life, owing $480.00 to my brother and sister in law, who were nice enough to lend me some spending money, and airfare for my trip to Detroit last month. It'll take me a couple months to pay that off. Hopefully the financial situation here will get better soon, and I'll be able to save money, and have more of a budget, but right now I just can't see that happening anytime soon.
	__________________ St. John 15:13 - Greater love hath no man than this, that a man lay down his life for his friends." Currently my favorite song.

04-28-2007, 04:50 PM	#3
Kazza Member Forum 3000 Club Member Join Date: Oct 17, 2003 Posts: 3,244	I have always handled the budget in the house and stick with it. I learned my lesson the hard way.

04-28-2007, 06:41 PM	#5
MonarC The truth will set you free Forum Fanatic Join Date: Dec 05, 2002 Location: 3rd Stone From The Sun Posts: 9,525	I do the bills and my hubby and I decide together what we can and can't afford to buy. Im a stay at home mom now so money is not as abundant as it was before but it's totally worth it to be at home with my baby boy.

04-28-2007, 06:58 PM	#6
AB Member Eternal Member Forum Icon Join Date: Dec 26, 2006 Location: The South Posts: 59,428	We try to stick to a budget but something always happens, like having to put new brakes on my car when the old ones went out on me and having to get a new washing machine, the old one lasted a really long time but the motor burned out on it. I mean its always something that cuts into your savings or else you have to put it on a credit card. I guess thats life though.