Your Health Insurance Plan - Sitcoms Online Message Boards

Janice · 02-26-2007, 11:18 PM

I have Blue Cross/Blue Shield, but I assure you, their plans are not all the same. The co-pays on my plan are a joke. I've had a lot of doctor's appointments lately. Each visit cost $20. A co-pay for one medicine was $60, another $50, on and on.

I'll get getting facet injections in my neck/back, and the co-pay for those is $250 each, and I'll probably need four, or more. Then I'll need physical therapy a couple of times a week, and that will be $20 a visit. I realize it's better than no insurance at all, but still.

PZelda · 02-26-2007, 11:26 PM

Ditto. (I'm on my dad's plan, and it's Blue Shield as well)

I might as well just go without insurance. Blue Shield is a joke.

I have had a LOT of doc appts recently... Wisdom teeth, mole removal, all that. I actually have one coming up on Wednesday to get more mole removal work done. I've already been to the dermatologist THREE times THIS YEAR for my moles, and Wednesday will be my fourth. I [s]have[/s] had this mole that was on my upper left arm that I got removed last month... the thing of it is, I had ANOTHER mole in the EXACT SAME SPOT that I had removed 11 years ago. So, I apparently have this thing under the skin that's producing moles in the same spot, and I have to go in on Wednesday to get that worked on.

(more stitches for me! JOY!)

The co-pays for THAT have been a joke. Thank god my dad is the one paying for my dermatologist appts... They've been utterly ridiculous.

Czas na Zywiec · 02-26-2007, 11:39 PM

none. too expensive. I just don't get sick.

dawsongirl · 02-26-2007, 11:49 PM

Non-existant. I can't afford it. I pay $8/a month for access to the county public hospital. You end up being around a lot of derelicts, but it's better than nothing. I get Paxil for free.

Anything else (dermatologist, gyn, sometimes family doctor because they make it a giant pain in the ass to see anyone like that, dentist), I pay out of pocket, or my parents do.

Number 9 Dream · 02-27-2007, 12:02 AM

I don't have any health insurance either, which scares me

I was kicked off my parents' plan when I turned 23.

Janice · 02-27-2007, 12:07 AM

What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.

Nighthawk76 · 02-27-2007, 12:20 AM

Quote:

Originally Posted by Janice

What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.

I hate that too.

PZelda · 02-27-2007, 01:19 AM

Quote:

Originally Posted by Janice

What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.

I got ya beat. I waited for 45 ****ing minutes at the doc on Friday for something that took two ****ing MINUTES. What was it? A stupid VACCINE INJECTION.

I'm not even gonna start on how much it will be.

$#^@#^%

Dutabi84 · 02-27-2007, 01:31 AM

Alliance Select, which doesn't seem to suck too hard. I wouldn't really know though, I rarely if ever go to the hospital. My dental insurance is pretty sweet though.

dawsongirl · 02-27-2007, 01:41 AM

Quote:

Originally Posted by PZelda

I got ya beat. I waited for 45 ****ing minutes at the doc on Friday for something that took two ****ing MINUTES. What was it? A stupid VACCINE INJECTION.

I'm not even gonna start on how much it will be.

$#^@#^%

Last injection I got, I didn't even have to see the Dr. I just saw a nurse and went on my way. However, it was $117/shot, and I needed 2. pissed:

Cheaper than a hospital stay though if I did ever end up with varicella.

¤I Love Clay Aiken¤ · 02-27-2007, 02:51 AM

Quote:

Originally Posted by Number 9 Dream

I don't have any health insurance either, which scares me

I was kicked off my parents' plan when I turned 23.

I get kicked when I turn 23 too. April 1st!!!

phoebe7165 · 02-27-2007, 03:13 AM

Quote:

Originally Posted by PZelda

I might as well just go without insurance. Blue Shield is a joke.

I totally agree. I used to have Blue Shield at my job. First, they wouldn't cover the surgery I wanted to get. Then I got an echo done and they wouldn't cover that, so it took me over a year to pay off the almost $1,000 bill. Then they dropped dental & vision. So my company went with Personal Care. So far I've only had to pay my co-pay and really haven't been charged much else, considering all the times I've been to the doctor's and the tests I've had done.

Czas na Zywiec · 02-27-2007, 03:18 AM

I hate how they refuse to see you without an insurance card. I once chopped off part of finger last year (first time I was ever in the hospital) and they refused to help me until I postdated them a check for a payment. then ultimately pay monthly payments until I got $1200 paid off, which I did just last month. doctors are a joke and I'm never doing that again. next time if anything happens, I'm taking matters into my own hands and performing some home remedies. but that will never happen again because I take pretty good care of myself if I've never been to a hospital for 20 years.

Already Gone · 02-27-2007, 02:05 PM

I have CDPHP (Capital District Physician's Health Plan) and I really like them. Kaiser Permanente leaving the region was no big loss. I found most of the doctors to be jerks and If you needed a prescription, you had to get it through their pharmacy instead of using one closer to where you live, which I hated.

Kay Scarpetta · 02-27-2007, 06:02 PM

I have Cigna. $15 co-pays and never paying more than $14 for a prescription.

02-26-2007, 11:18 PM	#1
Janice Retired Admin - Hollywood Swingin' Forum Legend Join Date: Aug 03, 2001 Location: Beantown Posts: 36,388	Your Health Insurance Plan I have Blue Cross/Blue Shield, but I assure you, their plans are not all the same. The co-pays on my plan are a joke. I've had a lot of doctor's appointments lately. Each visit cost $20. A co-pay for one medicine was $60, another $50, on and on. I'll get getting facet injections in my neck/back, and the co-pay for those is $250 each, and I'll probably need four, or more. Then I'll need physical therapy a couple of times a week, and that will be $20 a visit. I realize it's better than no insurance at all, but still.

02-26-2007, 11:26 PM	#2
PZelda Two Valeries! <3 Forum Addict Join Date: Jul 15, 2002 Location: I'm STILL missing NYC. :( Posts: 78,223	Ditto. (I'm on my dad's plan, and it's Blue Shield as well) I might as well just go without insurance. Blue Shield is a joke. I have had a LOT of doc appts recently... Wisdom teeth, mole removal, all that. I actually have one coming up on Wednesday to get more mole removal work done. I've already been to the dermatologist THREE times THIS YEAR for my moles, and Wednesday will be my fourth. I [s]have[/s] had this mole that was on my upper left arm that I got removed last month... the thing of it is, I had ANOTHER mole in the EXACT SAME SPOT that I had removed 11 years ago. So, I apparently have this thing under the skin that's producing moles in the same spot, and I have to go in on Wednesday to get that worked on. (more stitches for me! JOY!) The co-pays for THAT have been a joke. Thank god my dad is the one paying for my dermatologist appts... They've been utterly ridiculous.
	__________________ Cheers behind the couch!

02-27-2007, 12:02 AM	#5
Number 9 Dream That '70s Girl Forum Veteran Join Date: Jan 18, 2005 Location: Long Island, NY Posts: 5,875	I don't have any health insurance either, which scares me I was kicked off my parents' plan when I turned 23.
	__________________ Live a little be a gypsy get around http://www.librarything.com/profile/skelterhelter http://retrogirl82.dvdaf.com/owned formerly Retrogirl82

02-27-2007, 06:02 PM	#15
Kay Scarpetta Defy Gravity 8.26.05 Forum Superstar Join Date: Jul 04, 2001 Location: La Vie Boheme Posts: 28,013	I have Cigna. $15 co-pays and never paying more than $14 for a prescription.
	__________________ The people who think they know everything about Broadway make me laugh. They've never seen a Broadway play in their life. "oh mi godddd RENT's a mooovie! lyke 525600 minuuuuuuutes!" No. To be a Broadway Freak, you must live, eat, sleep, study, devout, think, obsess, dream, believe Broadway. You must know original & revival casts, soundtracks, performance runs, dates, theatres, numbers, how many Tony Awards A Chorus Line won. You must be Broadway. That's right bitches. I AM Broadway.

02-26-2007, 11:39 PM	#3
Czas na Zywiec what up Forum Star Join Date: Jun 28, 2001 Location: Southwest Side, Chicago Posts: 18,398	none. too expensive. I just don't get sick.

02-26-2007, 11:49 PM	#4
dawsongirl Member Forum Icon Join Date: Jan 04, 2001 Posts: 53,140	Non-existant. I can't afford it. I pay $8/a month for access to the county public hospital. You end up being around a lot of derelicts, but it's better than nothing. I get Paxil for free. Anything else (dermatologist, gyn, sometimes family doctor because they make it a giant pain in the ass to see anyone like that, dentist), I pay out of pocket, or my parents do.

02-27-2007, 12:07 AM	#6
Janice Retired Admin - Hollywood Swingin' Forum Legend Join Date: Aug 03, 2001 Location: Beantown Posts: 36,388	What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.

02-27-2007, 01:31 AM	#9
Dutabi84 kittens must die Forum Fanatic Join Date: Apr 22, 2003 Location: MN/TX Posts: 11,026	Alliance Select, which doesn't seem to suck too hard. I wouldn't really know though, I rarely if ever go to the hospital. My dental insurance is pretty sweet though.

02-27-2007, 03:18 AM	#13
Czas na Zywiec what up Forum Star Join Date: Jun 28, 2001 Location: Southwest Side, Chicago Posts: 18,398	I hate how they refuse to see you without an insurance card. I once chopped off part of finger last year (first time I was ever in the hospital) and they refused to help me until I postdated them a check for a payment. then ultimately pay monthly payments until I got $1200 paid off, which I did just last month. doctors are a joke and I'm never doing that again. next time if anything happens, I'm taking matters into my own hands and performing some home remedies. but that will never happen again because I take pretty good care of myself if I've never been to a hospital for 20 years.

02-27-2007, 02:05 PM	#14
Already Gone Member Senior Member Join Date: Dec 31, 2004 Posts: 2,587	I have CDPHP (Capital District Physician's Health Plan) and I really like them. Kaiser Permanente leaving the region was no big loss. I found most of the doctors to be jerks and If you needed a prescription, you had to get it through their pharmacy instead of using one closer to where you live, which I hated.