I have Blue Cross/Blue Shield, but I assure you, their plans are not all the same. The co-pays on my plan are a joke. I've had a lot of doctor's appointments lately. Each visit cost $20. A co-pay for one medicine was $60, another $50, on and on.

I'll get getting facet injections in my neck/back, and the co-pay for those is $250 each, and I'll probably need four, or more. Then I'll need physical therapy a couple of times a week, and that will be $20 a visit. I realize it's better than no insurance at all, but still.

Ditto. (I'm on my dad's plan, and it's Blue Shield as well)

I might as well just go without insurance. Blue Shield is a joke. :rolleyes:

I have had a LOT of doc appts recently... Wisdom teeth, mole removal, all that. I actually have one coming up on Wednesday to get more mole removal work done. I've already been to the dermatologist THREE times THIS YEAR for my moles, and Wednesday will be my fourth. I have had this mole that was on my upper left arm that I got removed last month... the thing of it is, I had ANOTHER mole in the EXACT SAME SPOT that I had removed 11 years ago. So, I apparently have this thing under the skin that's producing moles in the same spot, and I have to go in on Wednesday to get that worked on. :faint: (more stitches for me! JOY!)

The co-pays for THAT have been a joke. Thank god my dad is the one paying for my dermatologist appts... They've been utterly ridiculous. :cuss:

none. too expensive. I just don't get sick.

Non-existant. I can't afford it. I pay $8/a month for access to the county public hospital. You end up being around a lot of derelicts, but it's better than nothing. I get Paxil for free.

Anything else (dermatologist, gyn, sometimes family doctor because they make it a giant pain in the ass to see anyone like that, dentist), I pay out of pocket, or my parents do.

I don't have any health insurance either, which scares me :( I was kicked off my parents' plan when I turned 23.

What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.

What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.

I hate that too. :lol:

What gets me is when a doctor refuses to just call in a prescription to the pharmacy, and they insist on seeing me. So off I go, wait for 45 minutes to see the doc for 10 minutes, so he can send me off with a lousy prescription for dry skin or something. The visit cost me another $20. I can only imagine what the doctor gets paid.
I got ya beat. I waited for 45 ****ing minutes at the doc on Friday for something that took two ****ing MINUTES. What was it? A stupid VACCINE INJECTION. :wallbang I'm not even gonna start on how much it will be.

$#^@#^%

Alliance Select, which doesn't seem to suck too hard. I wouldn't really know though, I rarely if ever go to the hospital. My dental insurance is pretty sweet though.

I got ya beat. I waited for 45 ****ing minutes at the doc on Friday for something that took two ****ing MINUTES. What was it? A stupid VACCINE INJECTION. :wallbang I'm not even gonna start on how much it will be.

$#^@#^%
Last injection I got, I didn't even have to see the Dr. I just saw a nurse and went on my way. However, it was $117/shot, and I needed 2. pissed:

Cheaper than a hospital stay though if I did ever end up with varicella.

I don't have any health insurance either, which scares me :( I was kicked off my parents' plan when I turned 23.
I get kicked when I turn 23 too. April 1st!!!

I might as well just go without insurance. Blue Shield is a joke. :rolleyes:

I totally agree. I used to have Blue Shield at my job. First, they wouldn't cover the surgery I wanted to get. Then I got an echo done and they wouldn't cover that, so it took me over a year to pay off the almost $1,000 bill. Then they dropped dental & vision. So my company went with Personal Care. So far I've only had to pay my co-pay and really haven't been charged much else, considering all the times I've been to the doctor's and the tests I've had done.

I hate how they refuse to see you without an insurance card. I once chopped off part of finger last year (first time I was ever in the hospital) and they refused to help me until I postdated them a check for a payment. then ultimately pay monthly payments until I got $1200 paid off, which I did just last month. doctors are a joke and I'm never doing that again. next time if anything happens, I'm taking matters into my own hands and performing some home remedies. but that will never happen again because I take pretty good care of myself if I've never been to a hospital for 20 years.

I have CDPHP (Capital District Physician's Health Plan) and I really like them. Kaiser Permanente leaving the region was no big loss. I found most of the doctors to be jerks and If you needed a prescription, you had to get it through their pharmacy instead of using one closer to where you live, which I hated.

I have Cigna. $15 co-pays and never paying more than $14 for a prescription.

I have a Private Health Care Plan through my job. It's pretty good and covers just about everything. The only thing I don't have is vision b/c the vision was a joke and the doctor I go to wasn't on the plan anyway.

Other then that, I pay about $15 if I go to the doctor and my meds are only costing me $25 (down from $140 before insurance)

D