American Express approved me in 2006 and I always thought you had to be making a VERY VERY NICE SALARY to have an American Express Card since there is no set Credit Limit. I called today and the Customer Service Rep said she didn't have access to that-lol Anyone on here who have American Express? I was just so shocked I was approved

No, If you don't have any credit issuses then any credit card company will give you a credit card. I got an American Express card when I started college, that's when they get you, when your credit is clean and clear.

No, If you don't have any credit issuses then any credit card company will give you a credit card. I got an American Express card when I started college, that's when they get you, when your credit is clean and clear.
i get offers all the time... started the day i turned 18.

No, If you don't have any credit issuses then any credit card company will give you a credit card. I got an American Express card when I started college, that's when they get you, when your credit is clean and clear.



Oh ok so I guess it is true that bad credit falls off after 7 years. So maybe thats the reason. I was confused I was approved by American Express and rejected by Sunoco-lol

i get offers all the time... started the day i turned 18.


I think I got my first offer when I turned 18 also. That's how college kids end up with bad credit :lol:, When I got my first credit card I hardly used it.

I think I got my first offer when I turned 18 also. That's how college kids end up with bad credit :lol:, When I got my first credit card I hardly used it.



So american Express would give a COLLEGE STUDENT a card with no CREDIT LIMIT????????????-LOL

Oh ok so I guess it is true that bad credit falls off after 7 years. So maybe thats the reason. I was confused I was approved by American Express and rejected by Sunoco-lol

yeah bad credit does leave after 7 days, unless the creditor sends your report over to another collections agency then they can keep it up that way to screw you.

So american Express would give a COLLEGE STUDENT a card with no CREDIT LIMIT????????????-LOL


That's how your credit gets screwed up at an early age. But when I was in High School I had a card that my parents got me in my name but on their account. Then when I started college they sent me my own personal card. After that every other week I was getting apps from Visa, Discover, Master Card.

That's how your credit gets screwed up at an early age. But when I was in High School I had a card that my parents got me in my name but on their account. Then when I started college they sent me my own personal card. After that every other week I was getting apps from Visa, Discover, Master Card.



So The fact that I get credit card applications in the mail all the time means that my credit is no longer bad?


BTW: I repsonded to your Jeffersons Question about Jenny's Thesis

So The fact that I get credit card applications in the mail all the time means that my credit is no longer bad?


BTW: I repsonded to your Jeffersons Question about Jenny's Thesis


A person with bad credit get apps :lol: one of my cousins gets them all the time and her has BAD credit, she just doesn't get approved :lol:

I just checked the Jeffersons board

A person with bad credit get apps :lol: one of my cousins gets them all the time and her has BAD credit, she just doesn't get approved :lol:

I just checked the Jeffersons board



Well having ONE credit card with No Credit Limit is enough for me-lol Why would anyone need another credit card if they have one with no Credit Limit?

Well having ONE credit card with No Credit Limit is enough for me-lol Why would anyone need another credit card if they have one with no Credit Limit?

Well I had 4 then I cancelled 2 of them 2 months ago. I have one for emergencies only then the other is for shopping.

So american Express would give a COLLEGE STUDENT a card with no CREDIT LIMIT????????????-LOL

Thats how I screwed my credit when I was in University, no job, student loan .... oh there is no way for you to pay us... no problem here is a Student Visa.

Took me 7 years to recover but in hindsight it was a very good learning experience. I rarely carry a balance and if I do it is not longer than a couple months. Credit card companies love to get you with the interest charges.

Well I had 4 then I cancelled 2 of them 2 months ago. I have one for emergencies only then the other is for shopping.


Why can't you SPEND MONEY when you go Shopping instead of Charging it? Unless you are saying you shop right before Pay day and then pay off the charge

Why can't you SPEND MONEY when you go Shopping instead of Charging it? Unless you are saying you shop right before Pay day and then pay off the charge


Well I'm Salaried and I'm ashamed to say that I don't know when my pay day is :lol:

We just bought a house so we remolded the kitchen and 2 of our bathrooms so when we bought new cabinets and tile and flooring, I paid with my credit card. Also when I go shopping at the mall I'll pay with credit or debit. I never carry cash.

Well I'm Salaried and I'm ashamed to say that I don't know when my pay day is :lol:

We just bought a house so we remolded the kitchen and 2 of our bathrooms so when we bought new cabinets and tile and flooring, I paid with my credit card. Also when I go shopping at the mall I'll pay with credit or debit. I never carry cash.


Well Pay with your Debit Card. remember credits cards are for purchaes under a $100 or A REAL EMERGENCY

Well Pay with your Debit Card. remember credits cards are for purchaes under a $100 or A REAL EMERGENCY


LOL I do use my debit card most of the time, But on my debit there's a 500 a day limit on it. So if I spend over 500 one day I can't use it again until the next day. So then I'll use my credit, But it all depends on what I'm buying.

Isn't this thread rehashed? I seem to recall (deja vu) reading this same thing.

Isn't this thread rehashed? I seem to recall (deja vu) reading this same thing.


kinda the same :lol:

different date, different year...:rofl: Same thread.

LOL I do use my debit card most of the time, But on my debit there's a 500 a day limit on it. So if I spend over 500 one day I can't use it again until the next day. So then I'll use my credit, But it all depends on what I'm buying.



I use my credit card for things like CD's, DVD', Fast Food Places or Going out to Dinner. Basically things I can pay in FULL when the Bill comes

different date, different year...:rofl: Same thread.


basically :lol:

HERE IT IS...I KNEW IT...DAMN SOLOMON, AT LEAST WAIT A GOOD TWO YEARS BEFORE REHASHING A THREAD:
:rofl:
http://www.sitcomsonline.com/boards/showthread.php?t=168568&highlight=credit+card

different date, different year...:rofl: Same thread.



WTF do you and others take note of what I do?? You are starting to annoy hell out me. Just need you to know that

Annoy you???? Check out post #23 above. Hell, WE ARE ANNOYED!!!! :rofl:

Annoy you???? Check out post #23 above. Hell, WE ARE ANNOYED!!!! :rofl:


For the last time, I don't WRITE DOWN EVERY THREAD on a piece of Paper that I start. WTF is the Big Deal?

I don't write sh*t down either. IT'S CALLED MEMORY You know that thing I have that I recall things from my childhood, that you don't give me credit for...and a lot of other people either. :rofl:

I don't write sh*t down either. IT'S CALLED MEMORY You know that thing I have that I recall things from my childhood, that you don't give me credit for...and a lot of other people either. :rofl:


But why do you have to reply if you feel that way? You are too old to act the way you do. More like 19

lmao the same thing

Because I want to reply. IT'S A BOARD.

Lets play nice Kids.

But why do you have to reply if you feel that way? You are too old to act the way you do. More like 19

Because she's the board monitor. You know...like the hall monitor that was back in elementary school.:lol:

Because she's the board monitor. You know...like the hall monitor that was back in elementary school.:lol:
And we all know what you are.

And we all know what you are.

Probably your fantasy!!:grineyes: :lol: :lol:

Probably your fantasy!!:grineyes: :lol: :lol:
Including abt 25 people on S.O. as well have the same fantasy.

Including abt 25 people on S.O. as well have the same fantasy.


No **** huh? One big orgy with you and me as the main event!!:D Can't wait!! If you look anything like that pic you have in your profile I'm gonna have me some fun!!!:lol:

OK Back on Topic Everyone before the Thread Gets Closed. No More Insults/Fighting

Bobby F. don't mock my profile pic. :lol:

Solomon, your threads are memorable, which is why it's easy to remember that they have been duplicated. But you and I know that it is all in jest. Been there, done that. Not the first time this has happened.

After reading some of this I think I have decided to wait till after college to get a credit card. Sounds like it messed a lot of you guys up. I was thinking about getting one so I could buy things online, but I don't know now. I got a job and I don't really spend much, but I think I will just stick with my debit card.

After reading some of this I think I have decided to wait till after college to get a credit card. Sounds like it messed a lot of you guys up. I was thinking about getting one so I could buy things online, but I don't know now. I got a job and I don't really spend much, but I think I will just stick with my debit card.



If you can set a strict rule for yourself like-"Don't charge nothing higher than more than half of what I bring home on my check, then I don't think it will be a problem.

If you can set a strict rule for yourself like-"Don't charge nothing higher than more than half of what I bring home on my check, then I don't think it will be a problem.
Have you ever been tempted to use yours for something you shouldn't?

Have you ever been tempted to use yours for something you shouldn't?



Yeah a DVD recorder, but I rather just save the money instead of charging $450. lol

If you can set a strict rule for yourself like-"Don't charge nothing higher than more than half of what I bring home on my check, then I don't think it will be a problem.

That would only be like 60 dollars-lol

Yeah a DVD recorder, but I rather just save the money instead of charging $450. lol
Good. You will end up paying more for what it's worth.

That would only be like 60 dollars-lol



Yeah so just said to yourself-"I will not charge more than $50 That's what I say now and I make much more money-lol I always want by account balance to be under $100

After reading some of this I think I have decided to wait till after college to get a credit card. Sounds like it messed a lot of you guys up. I was thinking about getting one so I could buy things online, but I don't know now. I got a job and I don't really spend much, but I think I will just stick with my debit card.

The buy now , pay later is a wicked trap and the interest they charge is crazy. I use mine for everything now but I made sure I kept track of what my monthly expenses were averaging for about a year. Now all my bills, groceries and gas are on the card and I pay it off in one bill at the end of the month so no interest, they can be beneficial if used properly but it took me about $8,000 and 7 years to learn that lesson.

Annoy you???? Check out post #23 above. Hell, WE ARE ANNOYED!!!! :rofl:
Who's WE? You and your sidekick there? Don't stop short or your sidekick will be up your ass more than now if that's even possible.
:rofl::rofl::rofl::rofl::rofl::rofl::rofl::rofl::rofl:

Solomon doesn't sound too amused to me.

Awwww, don't worry, what me and Solomon say behind closed doors doesn't affect you or anyone else, so don't worry abt it. Solomon is my guy and he knows it. You missed out on the fun of it all yesterday...you should have been here. Been there done that. :rofl:

Don't make more of this than what you see on this board. We do this bit every so often. You can check the entire threads of this board if it will satisfy you. We do this to get all of you. :rofl: And it works everytime!!!!

Awwww, don't worry, what me and Solomon say behind closed doors doesn't affect you or anyone else, so don't worry abt it. Solomon is my guy and he knows it. You missed out on the fun of it all yesterday...you should have been here. Been there done that. :rofl:

Don't make more of this than what you see on this board. We do this bit every so often. You can check the entire threads of this board if it will satisfy you. We do this to get all of you. :rofl: And it works everytime!!!!
Be a cold day in hell before you get to me. I didn't have to be here yesterday. Funny thing about message boards, the posts stay there and you can read them the next day!

Like I said, Solomon doesn't sound amused to me. Don't tell me you haven't pissed him off before.


:rofl::rofl::rofl::rofl::rofl::rofl::rofl::rofl::rofl:

What do you care? I am sure you don't give a rat's ass abt anything or anyone for that matter. People on this board communicate via other methods, not just this board. There are PM's, Emails and so forth. Maybe if it bothers you that much you can speak to Solomon yourself. All you do is what Bobby F. does, lurk around and seek trouble, rather than enjoy the board. If all you do is come to the chit/chat board to find trouble, keep it up.

What do you care? I am sure you don't give a rat's ass abt anything or anyone for that matter. People on this board communicate via other methods, not just this board. There are PM's, Emails and so forth. Maybe if it bothers you that much you can speak to Solomon yourself. All you do is what Bobby F. does, lurk around and seek trouble, rather than enjoy the board. If all you do is come to the chit/chat board to find trouble, keep it up.


You have a sidekick???? I didn't know that :lol:

Brie...:rofl: You know, just like Ethel and Lucy.

You always crack me up, which is why you were listed on that thread as one of the funniest S.O. Members of 2006.

What do you care? I am sure you don't give a rat's ass abt anything or anyone for that matter. People on this board communicate via other methods, not just this board. There are PM's, Emails and so forth. Maybe if it bothers you that much you can speak to Solomon yourself. All you do is what Bobby F. does, lurk around and seek trouble, rather than enjoy the board. If all you do is come to the chit/chat board to find trouble, keep it up.
I'm the one starting trouble on this thread. That's rich. Get your eyesight checked. I post plenty and I don't start trouble. Quick, PM all your friends and give them the script about what a big bad wolf I am.

:rofl::rofl::rofl::rofl::rofl::rofl::rofl::rofl::rofl:

Not worth my time here. Let's go to the Angelina Jolie thread and bash over there. :lol:

people are nuts

Don't stop short or your sidekick will be up your ass more than now if that's even possible.
Way out of line line there. Don't get personal with members.

What do you care? I am sure you don't give a rat's ass abt anything or anyone for that matter. People on this board communicate via other methods, not just this board. There are PM's, Emails and so forth. Maybe if it bothers you that much you can speak to Solomon yourself. All you do is what Bobby F. does, lurk around and seek trouble, rather than enjoy the board. If all you do is come to the chit/chat board to find trouble, keep it up.


WTF??? Here you and I had a nice conversation through PM's and now I'm getting blasted by you?? And here I thought you and me had something special after those PM's. Guess your heart got broken after all and you had to go on the attck since I wouldn't show you a pic.;) :D

Way out of line line there. Don't get personal with members.
Sorry about that.

Irene, I also apologize. I was a bit crankier than usual when I made that post.

You have a sidekick???? I didn't know that :lol:

When I read that response and Irenes quote, I thought you meant a sidekick like the phone. Irene was discussing all those other ways people get on here, and I was like Irene never said she had a sidekick. :lol: Then I read up to what you were talking about.

WTF??? Here you and I had a nice conversation through PM's and now I'm getting blasted by you?? And here I thought you and me had something special after those PM's. Guess your heart got broken after all and you had to go on the attck since I wouldn't show you a pic.;) :D
:lol: :lol: Being sick is the pits!