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You really have to be careful with those people.
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The problems is that these fraud artists are predators like serial killers and robbers. They search and use your weaknesses against you. They're like cheetahs going after a herd. While they try to find the old and the sick. If one is not available they will go after the strong if necessary.
All the caution in the world may not prevent you from being a victim of a fraud artists, just like all the caution in the world might not prevent your house from being ransacked. or yourself from being killed.