I haven't registered in awhile, but I thought you didn't have to have a credit card unless you were selling items... if you use a free e-mail address like Yahoo or Hotmail then you have to give your credit card info regardless, but if you use your real ISP address (or company or school adddress) then they don't require that info. I guess there is too much fraud from people using free e-mail addresses and they try and cut down on it.
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