View Full Version : your living situation


Hollow
06-09-2008, 09:07 PM
i suppose this only applies to people who don't live with their parents. do you have a house, apartment, something else? does anyone else help you pay the bills? do you have much money left over for recreational expenses? telling me your yearly income would help too, but i won't require it. :grr: i'm just trying to learn about different living situations and preferably about how much income is needed for them (i know it varies; i'm just seeking examples) because i need to get out of my house as soon as i can and i don't have a very good sense of what would be the best alternative with how much money i'll be making. any input of your own situation is appreciated. ^_^

PlayOn
06-10-2008, 12:32 AM
i live with my cousin and her boyfriend, looking after their 2 kids. i don't have any bills or anything like that. i just have a few dollars to my name (i think 21/22 to be exact)
i hope everything works out for you, Sarah. :)

Ireneparalegal
06-10-2008, 12:33 AM
Well, since different states have different minimum wages and depending on where you live, rent can be very cheap, but so can wages. Here where I live, my oldest daughter is a travel agent for the company she works for. She makes great money, but because of where we live, one room apartments can run approximately $800 a month. That doesn't include utilities. And of course with the price of gas, that has made it hard for a lot of people. That is the reason why at the age of 24, she still lives here at home. I don't mind, I wouldn't expect her to try and live on her own if she couldn't afford to do so. She pays rent to me and helps out. So does my other daughter who is 19.

OH Nuts!
06-10-2008, 07:27 AM
Where you live is an important factor as the standard of living can vary wildly from one place to another. In NYC it's very expensive esp. Manhattan. I rent but I'm luckily because my apt is rent stabilized so its much lower than the market rate. If I ever had to move, I'd have to live in one of the boroughs where rents are much lower.

PZelda
06-10-2008, 08:32 AM
I live in an apartment with one roomie (also a gal). Nobody helps me pay the bills... I have a few bills, like student loans, Victoria's Secret... I also pay my roomie for my half of the rent, cable/internet and utilities.

I really lucked out with not having that many bills, compared to other people who have actual credit cards and/or own a car w/ insurance. THAT stuff gets expensive FAST.

I'm doing fine, financially speaking. I'm finally at that point in my life where I can start to seriously think about savings and all that stuff (Couldn't before... No way to set aside money for that).

bandito
06-10-2008, 06:19 PM
i suppose this only applies to people who don't live with their parents. do you have a house, apartment, something else? does anyone else help you pay the bills? do you have much money left over for recreational expenses? telling me your yearly income would help too, but i won't require it. :grr: i'm just trying to learn about different living situations and preferably about how much income is needed for them (i know it varies; i'm just seeking examples) because i need to get out of my house as soon as i can and i don't have a very good sense of what would be the best alternative with how much money i'll be making. any input of your own situation is appreciated. ^_^I acually have 2 houses, the one we live in full time, and a lake front house, that we use as a get away. My wife has a great job & I'm a buisiness owner. Our combined yearly income is well over 100,000 we are very blessed to have what we have. It's hard trying to go at it alone, unless you have a really good job.

AB
06-10-2008, 06:45 PM
i suppose this only applies to people who don't live with their parents. do you have a house, apartment, something else? does anyone else help you pay the bills? do you have much money left over for recreational expenses? telling me your yearly income would help too, but i won't require it. :grr: i'm just trying to learn about different living situations and preferably about how much income is needed for them (i know it varies; i'm just seeking examples) because i need to get out of my house as soon as i can and i don't have a very good sense of what would be the best alternative with how much money i'll be making. any input of your own situation is appreciated. ^_^

We own a brick home outside the city limits, which we paid off a few years ago. But we still have homeowners insurance, property taxes as well as utility bills, & car insurance but our car & truck are both paid off. Its very expensive for one person to try to pay all these bills. I sure couldn't do it alone. Maybe you could get a room-mate to go in half with you. Also when you're starting out, you have to pay deposits to get your utilities turned on as well as a deposit on the place you rent.

dawsongirl
06-10-2008, 09:20 PM
One thing about starting out is what Ann was saying...you have little or no credit, so you end up paying for it. When my bf rented his first apt, they made him pay a double deposit because he was a first time renter with virtually no credit. So with the first month's rent and the double deposit, it was around $1000. Plus when you first start out, you probably have nothing to furnish a place, so there's wads of cash for kitchen stuff, a bed (or something to sleep on), living room furniture, etc. Hell, towels aren't even cheap.

If you're looking for apartments, look for ones where some of the utilities are paid. Having water, trash, and heat paid is a plus (not that it gets terribly cold where you live, Sarah). Most of my bf's furniture came from craigslist. We picked up kitchen tools at Wal-Mart or Target as the need for them arose.

He made around $500 or so every 2 weeks (neither one of us get paid that way, but it was something like that), and that $1000 went to rent, car insurance (which is just ridiculous when you're under 25 no matter what you drive), electricity (which was never above $40 and high in the summer just because of running the A/C all the time), and his credit card. So he still had enough left over to buy gas and groceries. Just not to go out and buy all sorts of entertainment stuff and go out to eat more than once a week. It's close living, but doable.

Brieannas21
06-10-2008, 11:13 PM
When I got my very first apartment, I had a one bedroom and my rent was 450 and it was a nice apartment. But like others have said it all depends on where you live. I'm pretty sure that if you go and get a apartment guide or some kind of an apartment magazine that you'll find something that you can afford. You could also get a roommate to help with bills and rent.

catlover79
06-10-2008, 11:24 PM
Right now I live with my parents and younger brother (and three cats!). My brother and I both work full-time and pay our folks rent. I hope to have my credit card bill paid off and have enough money saved up within the next few months so I can move into an apartment. Stay tuned...

snowcreature23
06-11-2008, 12:47 AM
www.craigslist.com look under your state. But,here is some of our prices.email this posting to a friend alaska craigslist > apts/housing for rent
please flag with care:


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Stating a discriminatory preference in a housing post is illegal - please flag discriminatory posts as prohibited
Avoid scams and fraud by dealing locally! Beware any arrangement involving Western Union, Moneygram, wire transfer, or a landlord/owner who is out of the country or cannot meet you in person. More info
$695 / 1br - $695.00 / 1br * 1 ba * FURN. / UNFURN. * CENTRAL LOCATION *WWA (2224 D STREET)

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Reply to: hous-715540111@craigslist.org
Date: 2008-06-10, 6:35PM AKDT



Jennifer | Schwantes, Inc. | (907) 258-1776
2224 D Street, Anchorage, AK
WEST WIND ANNEX

Furnished 1 Bdrm Apartment $695/month
Bedrooms 1
Bathrooms 1 full, 0 partial
Sq Footage 500
Parking 1 dedicated
Pet Policy No pets
Deposit $695


DESCRIPTION

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Cozy 1 bedroom in a quiet neighborhood. Centrally located: within walking distance of the Sears Mall, short commute to either downtown or Southside. Near bus route. Rental agreement has a military clause.

Call Sam @ 258-1776 to schedule an appointment to view a unit.


see additional photos below




RENTAL FEATURES

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Living room Refrigerator Stove/Oven
Cable-ready


COMMUNITY FEATURES

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Laundry on-site Small building



LEASE TERMS

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Minimum renting period of 6 months, thereafter month to month.





ADDITIONAL PHOTOS

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Renter contact info:
Jennifer
Schwantes, Inc.
(907) 258-1776






Equal Opportunity Housing


Posted: Nov 25, 2007, 3:49pm PST







Location: 2224 D STREET
it's NOT ok to contact this poster with services or other commercial interests

PostingID: 715540111


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Janice
06-11-2008, 01:12 AM
You wouldn't relate to my living situation, Sarah; however, a person can get out on their own, with some luck and tenacity. Two years ago, my brother Peter, who was 36, decided he wanted to relocate to San Diego. He was sick of the brutal winters here. It's only him and I now, with our parents and two sisters gone.

He found a guy on the Internet who was looking for a roommate. This man, Shawn, is a successful businessman who owns a beautiful, spacious townhouse with all the ammenities (pool, tennis, clubhouse, parking, etc). My brother is gay, and he felt that he would be more comfortable with a gay roommate, and Shawn is gay. Peter and Shawn hit it off right away. Shawn is in a committed relationship with a man who lives in Arizona, so Shawn is gone from Friday to Monday at his partner's home.

My brother pays $850 a month, and that includes everything, including cable. It also includes maid service. Shawn has two house cleaners who come in every two weeks to clean the house. They clean Peter's room and even change his sheets. Peter has his own private bath, off his bedroom. He basically has the first floor, while Shawn's bedroom and bath are upstairs. All my brother had to do was buy a bedroom set, tv, etc.

My brother has a good job in management at Trader Joe's. He got a transfer, and his work is less than a 10 minute ride. It's unbelievable how well it worked out, and how he found Shawn on the Internet. It's been over two years now, and they get along great. I give my brother Peter a lot of credit for doing this. He didn't know a single person in San Diego. He won't fly, so he actually drove out there by himself. I was so nervous.

Long story, but I think it's interesting in how someone wanted a completely new life, and just up and did it. He told me the only thing he misses back home is me. I really miss him.

BarneyFife
06-11-2008, 01:17 AM
When I got my very first apartment, I had a one bedroom and my rent was 450 and it was a nice apartment. But like others have said it all depends on where you live. I'm pretty sure that if you go and get a apartment guide or some kind of an apartment magazine that you'll find something that you can afford. You could also get a roommate to help with bills and rent.

Thats the same price my girlfriend and I payed for our first Apartment before getting a house. You're right, it all depends on where you live. Here in the Nashville area you can get a decent price on an Apartment but places like LA or NY you're gonna pay double that from what I hear. Like some of the other posters have said, if you're single and can't afford an Apartment on you're own, find you a good dependable roommate, it will be alot easier on you. And in the meantime, save as much money as you can for a rainy day.

Nighthawk76
06-12-2008, 01:27 AM
I still live at home with my parents and younger sister. I want very badly to get out on my own in that I am going to be 32 years old this summer. I've only recently been able to start saving money because a few years ago I got into credit card debt and didn't get it paid off until early this year. Illinois also has some of the highest house/apartment prices in the country. This is one of the major reasons I have decided to leave Illinois and move to Pennsylvania. My reasons for picking this state is I'm a huge American history buff and this state is really where our country was born. Also, two of my top five favorite movies take place there- Blow Out (in Philadelphia) and Flashdance (in Pittsburgh). I'm hoping to move by year's end.

tdf4077
06-12-2008, 10:23 PM
I live in a one-bedroom apartment with my cat. Rent's comparatively super-cheap (I'm sandwiched between 2 college towns--if you want to save money, don't live anywhere NEAR a college town if you want quality!). This was supposed to be a temporary place after my dissolution, but rent's so darn cheap and the place is so darn convienent and I'm next to never home that it's become long-term for now.