View Full Version : Christmas shopping...Cash or Credit????


Ireneparalegal
12-12-2006, 06:17 PM
How are you paying for Christmas?

I pay cash for everything with the exception on-line purchases. I have made at least 8 on-line purchases and that won't affect me financially when the bill comes due. I feel better knowing that when I pay for things in cash, I won't have to deal with a huge credit card bill in January.

~LadyJess~
12-12-2006, 07:54 PM
I use cash or debit if I am at an actual store, however, I like to do as much Christmas shopping online as I can.

MsOrange
12-12-2006, 08:04 PM
cash/debit

TJL
12-12-2006, 08:27 PM
So far, I've been good. I've only used my Am Ex card for one small online purchase. The rest of my pruchases have been with my debit card.

I'm no longer allowed to use credit cards.

;)

Ireneparalegal
12-12-2006, 08:29 PM
So far, I've been good. I've only used my Am Ex card for one small online purchase. The rest of my pruchases have been with my debit card.

I'm no longer allowed to use credit cards.

;)
Ohhh...i guess the invisible wife got to keep the credit cards then. ;)

Number 9 Dream
12-12-2006, 08:33 PM
I usually try to use cash for all my gift purchases, but if I'm in an absolute pinch, I'll use my credit card to buy stuff. I've only bought 2 gifts so far, so I'm kinda screwed and may end up using my credit card this year after all :(

sara
12-12-2006, 09:25 PM
Cash, my dad has always drilled it in me that if you don't have the cash for it you don't need it. The only non online credit card purchase I've ever made was for my bridesmaid dress for my brother's wedding in April.

Brieannas21
12-12-2006, 09:43 PM
I use debit or checks I don't carry cash on me anymore, and I try to use my credit cards little as possible.

dawsongirl
12-12-2006, 10:00 PM
Credit. I'm broke.

tdf4077
12-12-2006, 10:25 PM
i've been able to do all but 1 using cash/debit...there's still a couple i have to get, so i'm just waiting for pay day :)

Janice
12-13-2006, 10:46 PM
Always cash. I hate debt with a passion.

gidgetgrape
12-13-2006, 11:03 PM
Cash/debit cards. I'm always looking for sales and discounts to maximize my funds.

Courtnee
12-13-2006, 11:15 PM
cash. I don't have a credit card.

moeee
12-14-2006, 12:14 AM
Im paying with Cash.

Brad Russ
12-14-2006, 08:00 PM
Always cash!! I rarely use my credit card for anything other then online stuff.