View Full Version : Now how did James think he was going to be approved for a Bank Loan working at the


TVFactFan
11-28-2006, 07:46 PM
Car wash and living in the projects? Did he really believe the Bank was going to lend him $2000 with NO BANK ACCOUNT and a LOW PAYING JOB??LOL No Bank in America would lend someone $2000 who is making Minimum Wage and No Car or House. Another ODD James Evans Moment



Like the Bank Manager said, "We have to know you would be able to pay it back"

Ireneparalegal
11-28-2006, 07:50 PM
I don't know why the writers came up with such malarkey. It was like they were giving the impression that poor people can get a bank loan BUT THE BANK DIDN'T WANT TO GIVE UP ITS $$$.

Good point Solomon. I mean, first the fact that this man had no high school education, he gets mad at the system for giving him menial work. Now, he gets mad at the "system" for not coughing up any $$$.

TVFactFan
11-28-2006, 07:53 PM
I don't know why the writers came up with such malarkey. It was like they were giving the impression that poor people can get a bank loan BUT THE BANK DIDN'T WANT TO GIVE UP ITS $$$.

Good point Solomon. I mean, first the fact that this man had no high school education, he gets mad at the system for giving him menial work. Now, he gets mad at the "system" for not coughing up any $$$.


It was an ep of Three's Company and the Bank Manager said the same thing to Jack and Jack said-"I think that's pretty selfish of you"-LOL Well we can blame Florida for this because she was the one who got him all hyped up about starting the Family Business-lol

Ireneparalegal
11-28-2006, 07:55 PM
It was an ep of Three's Company and the Bank Manager said the same thing to Jack and Jack said-"I think that's pretty selfish of you"-LOL Well we can blame Florida for this because she was the one who got him all hyped up about starting the Family Business-lol
Crazy ass Florida. She should have known better. :crazy: When she should have encouraged James (keeping the robbery $$$, taking that Alaska job, etc) SHE DIDN'T!

TVFactFan
11-28-2006, 07:59 PM
Crazy ass Florida. She should have known better. :crazy: When she should have encouraged James (keeping the robbery $$$, taking that Alaska job, etc) SHE DIDN'T!


And what about her dumb a$$ advice, "You have to act like you re doing the bank a favor" That wasn't going to mean SH*T if they pulled up his info and see that he wasn't making anything-lol Damm Florida was STUPID

Ireneparalegal
11-28-2006, 08:08 PM
And what about her dumb a$$ advice, "You have to act like you re doing the bank a favor" That wasn't going to mean SH*T if they pulled up his info and see that he wasn't making anything-lol Damm Florida was STUPID
:brent

GARFIELDKOOL
11-28-2006, 08:13 PM
I don't get James. He's either too pessimist or too optimist. He shouldn't have went into the bank with that cocky attitude.

Also, one thing I noticed in this scene at the bank was that that is the same place where Florida and James with to the job interview in episode, "Florida's Big Gig" Mrs. Garrett...... I mean Charlotte Rae wanted to hire James, and the other dude wanted to hire Florida.

TVFactFan
11-28-2006, 08:15 PM
Good catch Garfieldkool, that bank was the same set as the Interview-lol

frani
11-28-2006, 10:30 PM
Look, sometimes when you are po you figure that in itself entitles you to a loan. If you had the money, you wouldn't need a loan, right? That's how you think. I thought it when i was young and poor. i know better now, but sometimes you figure that the loan gods will look kindly on you cause you need the money for a good reason.

i completely understand it.

Ireneparalegal
11-28-2006, 10:31 PM
Look, sometimes when you are po you figure that in itself entitles you to a loan. If you had the money, you wouldn't need a loan, right? That's how you think. I thought it when i was young and poor. i know better now, but sometimes you figure that the loan gods will look kindly on you cause you need the money for a good reason.

i completely understand it.
"the loan gods..." :brent You sure make some funny posts.

frani
11-28-2006, 10:53 PM
Thanks Irene, I appreciate that.

TVFactFan
11-28-2006, 11:36 PM
Look, sometimes when you are po you figure that in itself entitles you to a loan. If you had the money, you wouldn't need a loan, right? That's how you think. I thought it when i was young and poor. i know better now, but sometimes you figure that the loan gods will look kindly on you cause you need the money for a good reason.

i completely understand it.



Well James wasn't YOUNG and POOR, he was 37 years old and should have been smart enough to know he wasn't going to qualify for a $2000 loan.

Ireneparalegal
11-28-2006, 11:39 PM
Well James wasn't YOUNG and POOR, he was 37 years old and should have been smart enough to know he wasn't going to qualify for a $2000 loan.
Well, obviously he wasn't smart. He listened to Flo and her no good advice and also, he only had a 6th grade education.

Brieannas21
11-28-2006, 11:58 PM
I don't think James education matter weather or not he got the loan. The fact is he had nothing to put up, if they happened to have had a little something to put up then they wouldn't have had an problem.

The fact is, James just wanted a chance, And at least he tried.

TVFactFan
11-29-2006, 12:03 AM
I don't think James education matter weather or not he got the loan. The fact is he had nothing to put up, if they happened to have had a little something to put up then they wouldn't have had an problem.

The fact is, James just wanted a chance, And at least he tried.



I think he should have started a little lower-lol I know $2000 was a lot in 1975 so James was thinking TOOOOO BIG-lol

SitcomGyrl1955
11-29-2006, 10:04 AM
I don't think James education matter weather or not he got the loan. The fact is he had nothing to put up, if they happened to have had a little something to put up then they wouldn't have had an problem.

The fact is, James just wanted a chance, And at least he tried.
I don't think education was a big factor either.......even back then. I think it was the fact that they didn't have any collateral. It seemed like the loan officer might have been willing to take a chance on them if they had had some collateral. There are people today making minimum wage and still qualify for a bank loan. My nephew is one of them. He applied and got a loan to start up a car detailing shop while he was working at a local McDonald's. He's doing well now, almost making more than me.....LOL

Brian Damage
11-29-2006, 10:41 AM
I don't think James education matter weather or not he got the loan. The fact is he had nothing to put up, if they happened to have had a little something to put up then they wouldn't have had an problem.

The fact is, James just wanted a chance, And at least he tried.


Exactly, James and Flo were dirt poor their whole lives. What the heck did they know about bank loans. At least they gave it a shot.

Ireneparalegal
11-29-2006, 04:58 PM
I don't think James education matter weather or not he got the loan. The fact is he had nothing to put up, if they happened to have had a little something to put up then they wouldn't have had an problem.

The fact is, James just wanted a chance, And at least he tried.
I was referring to the fact that his lack of education is the reason he wouldn't know any better abt getting a bank loan.

Brieannas21
11-29-2006, 05:25 PM
I was referring to the fact that his lack of education is the reason he wouldn't know any better abt getting a bank loan.


I don't think so, there has been a lot of people who didn't have an education who have gotten bank loans. My grandpa (my dad's father) came over from another country, who never went to high school, and he started his own business. It took him some time but he did it. And he had to take out an loan.

But that was a different time, back when 4 bedroom houses were 1000 dollars :lol:

Now, I think James and Florida were a little naive about bank loans.

Ireneparalegal
11-30-2006, 04:53 PM
I don't think so, there has been a lot of people who didn't have an education who have gotten bank loans. My grandpa (my dad's father) came over from another country, who never went to high school, and he started his own business. It took him some time but he did it. And he had to take out an loan.

But that was a different time, back when 4 bedroom houses were 1000 dollars :lol:

Now, I think James and Florida were a little naive about bank loans.
Florida was. She was the one who egged James on to go for it.